Inspections We Perform

• Wind Mitigation Inspection

Inspectors need attic access to verify the roof-to-wall connections, roof deck attachment and to verify if a secondary water barrier is present. Please make sure your attic is accessible prior to the inspection. If our inspectors cannot access your attic, you may not be eligible for these important discounts.

Other areas documented include the home’s structure and construction materials, roof shape, garage doors, windows, skylights and storm shutters. Only items relating to the OIR-1802 form are confirmed. Insurance carriers will determine what discounts homeowners are entitled to based on the wind mitigation certificate. Inspections will average 30 minutes. The OIR-B1-1802 certificate is then valid for 5 years.

• Four Point Inspection

A Four Point inspection is usually required to receive quotes for insurance before issuing a policy on the property and generally on homes over 25 years old. This inspection documents the four main components including the electrical, HVAC, plumbing and roof. Many insurance carriers require a Four Point inspection report before issuing a policy on the property.​ Check with your agent, some carriers will request this inspection go beyond 25 years some less. ​
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• Roof Condition Inspection

​A Roof Condition Inspection is typically requested by the insurance carrier when the last roof permit is 15 years or older or there is no permitting located or recorded. The inspection is used to document the current condition and an estimate of remaining service life.

• Commercial Four Point Inspection

This type of inspection is most requested when purchasing a commercial property, not insurance requested. Similar to a residential homeowner’s Four Point inspection, the Roof, Electrical, Plumbing and HVAC systems and conditions are all documented.

** Consult with your insurance agent for current underwriting guidelines. **